| Buying
a home is an exciting time in one's life. Making
the smart move of choosing a REALTOR® is your
first step to ensuring that your new home and community
meets your needs. My services and experience range
from financial aid to helping you find the home
that best suits you and your family. For your convenience,
I also provide listings by email. I pride myself
on repeat business and hope you'll come to understand
why.
As
Your Agent, I Will:
- Assure
that you see all the properties in the
area that meet your criteria.
- Guide
you through the entire home buying process,
from finding homes to look at, to getting
the best financing.
- Make
sure you don't pay too much for your new
home and help you avoid costly mistakes.
- Answer
all of your questions about the local
market area, including schools, neighborhoods,
the local economy, and more.
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Before
You Start Looking For Your New Home:
- Check
your credit rating. Straighten out any
errors before its too late.
- Determine
a comfortable monthly budget for your
new purchase, including down payment and
monthly payment.
- Find
a loan program that meets your needs and
get pre-qualified (preferably pre-approved).
- Choose
a REALTOR® that you trust and who
understands your needs.
- Determine
what neighborhood best matches your needs.
- Identify
important features you need your new home
to have.
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Closing
Costs to Expect:
- Lender
fees include charges for loan processing,
underwriting, preparation and establishing
an escrow account.
- Third-party
fees include charges for insurance, title
search, and other inspections such as
termites.
- Government
fees include deed recording and state
& local mortgage taxes.
- Escrow
and interest fees include homeowner's
insurance, loan interest, real estate
taxes, and occasionally private mortgage
insurance.
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Real
Estate Buyer Advisory Document
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The
Real Estate Buyer Advisory is a 9 page document
given to all prospective buyers. This document
contains important information including links
to websites for buyers to research anything from
the Purchase Contract to the different types of
inspections.
Please
click on the below link to obtain the Buyer Advisory:
http://www.aaronline.com/documents/buy_advis.pdf
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